I think I finally have my 2018 goals figured out. It took awhile, but I am happy with my decision.
1) $250 per week will be saved until end of May to save up for the rest of my Masters program for this year and next so that I do not have to take out any more financial aid.
2) $250 per week June to December will be saved towards a down payment on a new house. I will also throw any "leftover" funds I have all year towards this goal, including tax refund.
3) Should I reach these goals early, I will then start tackling my student loans which are just shy of $14,000.
I think that will be it for monetary goals this year. I am fully out of credit card debt, have a $1k emergency fund, and am saving weekly for car expenses. I am not planning on any vacations that can't be cash-flowed with my weekly budget. I also am not expecting any other large dental or medical expenses (besides our normal maxing out of pocket).
Now if I could just curb my eating out lunches and work parking expenses... I have started writing it down, but in all honesty, I just need better sleep, healthy kids and me, and more time at home to prep lunches and to actually go grocery shopping.
Hoping as spring comes that will get easier.
2018 Goals
January 27th, 2018 at 03:19 pm
January 27th, 2018 at 05:16 pm 1517073377
January 27th, 2018 at 07:00 pm 1517079607