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Holding Pattern

December 21st, 2016 at 07:57 pm

Since my last post, between the snow storms and the illnesses in my family, I haven't actually been able to do any of the cost saving measures that I wanted to do.

I did call my cell phone carrier and got it moved over onto my own line. I didn't drop to a cheaper plan though as they had a deal for me this month. It's on my next month to-do list now.

I need to go test drive cars soon though. I should do it today, but the vehicle I want to trade in is a complete disaster for them to look at and price. Needs to be cleaned up and de-toddlered. I will do it this week sometime.

I have found out that my income will be low, but steady for the next few payrolls. It will be up in the air come February, but I already have a cash cushion, so I can handle it if need to be, even if I don't cut the costs up above.

My 0% credit card is my emergency fund right now. It has a good chunk on it right now between lawyer, car insurance, and tires, but most will be paid off at the end of this month. Then I have a good 15 months left to pay off the rest slowly as I can.

As for what debt I will be getting post-divorce, well, I should find out in the next week or so. Hoping that it won't be too bad. It really won't, I don't think. I am cautiously optimistic, but until we are before a judge, I will still hold my breath.

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