That is a nice looking wrench
January 28th, 2018 at 04:56 pmI did my taxes last night. From what I understand, I didn't make enough in the year to be taxed much, plus with the two kids, taking out too much from my paychecks since I wasn't sure how divorce would pay out... I am getting a LOT back. To the tune of $9k. Still in shock.
This completely revamps my 2018 goals. I am almost panicking. What will I do with that cash?!? Part of me just wants to put it straight towards house down payment and start looking. The other part of me wants to follow the plan. The third part of me just wants to wipe out a huge chunk of the financial aid student loan. The last part of me wants to spend it on things I don't need.
Logical me goes- use to to pay off a chunk of the studen loan. Just do it. Get it gone, one less thing to worry about. I am not quite ready to buy a house yet, so while the money would be wonderful towards that, it would be sitting there not doing much for quite some time.
AHHHHH! I should just pay off the entire student loan. I can if I take a bit of my extra in the savings for the program and the refund and the extra that I will be getting this semester after paying tuition....
It will delay my starting for saving for a house by 3 months, but I think I am ok with that. Am I ok with that? Yes. No. Oh, I don't know!
Luckily I have some time since taxes aren't being processed until tomorrow, and WI taxes are a few days behind that. Plus I haven't received my financial aid refund yet.
Logically, need to get rid of student loans. Evil, necessary things, be gone!