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Ho Hum Low Cash Flow

January 11th, 2017 at 03:21 am

Well, I finally sat down and budgeted. Should my income remain at its low level all year, I will most likely end the year with $4k to $9k in credit card debt (lawyer fees being the big wildcard). Strangely enough, I am ok with that. No interest will be paid on it this year, so that is a blessing.

I have to admit, I was kind of forced to sit down and think about it. We recieved some not so good family news. We are waiting to see if it turns into really bad or just stays sucky, but maneagable.

The news did put a hold on my being able to get a second job. There is absolutely no time, or energy, to even handle applying. However, it has renewed my interest in selling my extra stuff. Planning to really dig into it in the next week or two. I have also dropped my cell phone down to the lowest possile.

Let's see. I feel like there is so much I wanted to share, but I cannot remember it...

Oh! I have really enjoyed your uber frugal month efforts. I thought about joining, but have had too many needs pop up. It has, however, probably saved me over $50 in these ten days by making me question if things were wants or needs. A few wants did slip in, two carryouts- one for family meal post news, one for time crunch/lack of planning. Total of the wants have come to $40 so far. I regret neither.

I have won my dietbet again. Two in a row! I am hoping to have made enough to counter my failed one last year. I have lost 15 pounds since mid-November! I still have another 10 to 15 to go to reach my ideal range. Money, I found, was highly motivating for me. But I dont think I want to join another quite yet. I need to gain muscle, so I want to strength/cardio train a bit first then re-weigh with added muscle mass.

And, I think that is all for now!

2 Responses to “Ho Hum Low Cash Flow”

  1. alice4now Says:

    I had joined the uber frugal efforts, but had to stop before I even started, life threw me some major curveballs. But I'm still trying to make smart choices.

    Good job on winning the diet bet! I have heard about them but never looked into it, maybe I should.

  2. FrugalTexan75 Says:

    Good job on the Dietbet! Hope the family situation works out.

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